What is wallet-as-a-service (WAAS)?

A comprehensive solution that supports and integrates e-wallet for cards, banks and digital money transactions, loyalty and membership functionalities all under one roof. White label allows businesses to do without the high development costs of an e-wallet application and the maintenance of a secure payment system.

White label
e-wallet solution

A white label solution with your own branding, custom features and integrations from Know Your Customer (KYC) to enable a wallet size up to RM10,000.

Cloud-based scalable platform

A cloud-based platform is cost-saving as we build based on your current business needs. At any time, businesses can auto-scale without much interference to your daily operations.

Build your user database

Drive engagements with track customers datas - cross sell and upsell push, manage rewards, membership or loyalty system.

End-to-end service

A comprehensive advisory from analysis, review, draft and final submission of applications to Bank Negara Malaysia (BNM)


One-stop cashless solution

Integrate all your payment options and transactions in a single platform.

Multiple top-up channels

Supports key variety of top-up channels - credit card, debit card, online banking (FPX) and major e-wallets.

Link card

Link card for convenience and better experience

Cash out & payment

  • Able to withdraw money to banks and from ATM (ATM - required Visa Prepaid Card)
  • Supports multi-payment methods such as QR payment and in-app payment.

Bill payment & mobile reload

  • Able to pay utilities bills and telco reload
  • Connecting to more than 20 bill payment provider and telco provider

P2P transfer

e-wallet users can transfer funds to other users  via the P2P wallet transfer channel.

Wallet management

Manage wallet balance and check transaction history.

Ready to embrace
innovative solutions?

Talk to us

Green Packet via its subsidiary kiplepay Sdn Bhd is providing financial innovation solutions for companies.